Demo #

A bank is a financial institution that accepts deposits, offers loans, and provides various financial services to customers

Admin Credentials: admin | Admin_$321
User Credentials: user@demo.com | User_321
Tech Stack:
Web & Admin: PHP, Laravel, MYSQL, Firebase
Apps: Flutter 3.10.6

Overview #

Problem Statement #

Despite the increasing global trend of individuals acquiring bank accounts or mobile money providers, there remains a significant gap in providing efficient, user-friendly, and comprehensive digital banking solutions tailored to emerging needs. As of recent data, 69% of adults globally have some form of banking or mobile money account, marking substantial growth from previous years. However, many individuals and businesses face challenges in accessing cost-effective, easy-to-implement, and feature-rich digital banking platforms.

The challenges include:

  1. High Development Costs: Many potential stakeholders, such as emerging entrepreneurs and small businesses, find it cost-prohibitive to invest thousands of dollars in developing bespoke digital banking platforms.
  2. Complexity in Implementation: The intricacies of developing a digital banking solution from scratch can be daunting. There’s a need for ready-to-use platforms that can be set up quickly without extensive technical expertise.
  3. Lack of Comprehensive Features: Existing solutions might lack certain functionalities crucial for a modern banking experience, such as diverse payment gateway integrations, dynamic user management, or robust administrative controls.
  4. Regulatory and Security Concerns: With the rising importance of data protection, compliance with regulations like GDPR becomes paramount. Existing solutions might not provide a ready-made framework that ensures both regulatory compliance and robust security features.
  5. User Experience and Support: Many available solutions might not offer a seamless user experience or adequate support mechanisms, making it challenging for users to trust and adopt these platforms.

Given these challenges and the growing demand for digital banking services, there is a pressing need for a comprehensive, affordable, and adaptable digital banking solution like MyBank. MyBank aims to address these gaps by providing a feature-rich, easily customizable, and cost-effective platform that empowers businesses and individuals to launch their digital banking initiatives seamlessly.

Solution Overview #

MyBank stands as a state-of-the-art digital banking solution intricately built upon the PHP Laravel framework, catering specifically to the burgeoning demands of individuals and enterprises eager to establish their digital banking platforms. This comprehensive solution encapsulates an expansive suite of features ranging from deposit and withdrawal management to sophisticated financial tools like Fixed Deposit Receipts (FDR) and Deposit Pension Schemes (DPS). Additionally, the platform seamlessly integrates with over 20 diverse payment gateways, spanning cards, cryptocurrencies, and mobile money, ensuring unparalleled transactional flexibility for users.

Furthermore, MyBank underscores its commitment to security, compliance, and user experience, incorporating advanced measures such as 2FA authentication, GDPR compliance, and robust security captchas. Administrators benefit from a potent administrative interface replete with comprehensive tools for user management, financial oversight, customization, and scalability. With its user-centric approach, MyBank offers a ready-to-deploy solution that empowers businesses to swiftly navigate the complexities of the digital banking landscape, ensuring efficient operations, enhanced security, and unparalleled user satisfaction.

Features & Benefits #

Features #

User Dashboard Features:

  • Deposit Management: Allows users to manage and track their deposits.
  • Deposit History Management: Provides a historical overview of all deposit transactions.
  • Withdraw Management: Enables users to initiate and manage withdrawal requests.
  • Withdrawal History Management: Offers a detailed history of all withdrawal transactions.
  • FDR (Fixed Deposit Receipt) Management: Facilitates the creation and management of fixed deposits.
  • FDR List Management: Maintains a comprehensive list of all fixed deposit accounts.
  • DPS (Deposit Pension Scheme) Management: Provides functionalities related to the deposit pension scheme.
  • DPS List Management: Offers a consolidated list of all DPS accounts.
  • Loan Management: Allows users to apply for, manage, and track their loans.
  • Loan Plan and List: Displays available loan plans and tracks existing loans.
  • Transfer Management: Enables users to transfer funds between accounts and banks.
  • Beneficiary Management: Facilitates the addition, management, and removal of beneficiaries.
  • Transfer Within Viser Bank: Allows for seamless transfers within the same bank system.
  • Transfer to Other Bank: Facilitates transfers to external bank accounts.
  • Transfer History Management: Provides a comprehensive history of all transfer transactions.
  • Profile Management: Allows users to customize and manage their profile details.
  • 2FA (Two-Factor Authentication) Security Management: Enhances account security with two-factor authentication.
  • Password Management: Enables users to update and manage their account passwords.
  • Transactions Management: Offers a detailed overview and tracking of all financial transactions.
  • Support Tickets Management: Facilitates communication with support through ticketing.
  • Extra Page Builder: Allows customization and creation of additional pages.
  • Notification & Verification: Implements email and SMS notifications and verification processes.
  • GDPR Policy: Ensures compliance with GDPR regulations.
  • Live Chat & Security Captcha: Provides real-time chat support and security captcha mechanisms.
  • Multi-language Features: Offers multi-language support for a diverse user base.
  • Privacy & TOS (Terms of Service): Ensures user privacy and sets clear terms of service.
  • And More…: Additional features to enhance user experience and functionality.

2. Admin Features:

  • Manage Users: Comprehensive user management functionalities.
  • Financial Instrument Management: Oversight of Loans, DPS, FDR, and other financial instruments.
  • Manage Other Banks: Facilitates management of external bank integrations.
  • Money Transfer Management: Oversees all aspects of fund transfers.
  • Payment Gateways Management: Manages integration with various payment gateways.
  • Support Ticket Management: Efficient handling and resolution of user queries and issues.
  • Reporting Tools: Generates comprehensive reports for analysis and insights.
  • General Settings Management: Customizes and configures platform settings.
  • SEO Manager: Optimizes platform for search engine visibility.
  • Email & SMS Manager: Manages communication channels and notifications.
  • Frontend Manager: Oversees the user interface and frontend elements.
  • Template & Page Management: Customizes templates, pages, and sections for branding and user experience enhancement.
  • GDPR Cookie & Custom CSS Management: Ensures GDPR compliance and custom styling options.

Benefits #

  • Comprehensive Banking Solution: MyBank offers a holistic platform that encompasses a wide range of banking functionalities, including deposits, loans, and various financial instruments, catering to diverse user needs within a single system.
  • Cost-Efficient Deployment: By eliminating the need for extensive custom development, MyBank provides a cost-effective solution for businesses and entrepreneurs looking to establish a digital banking presence without incurring substantial upfront costs.
  • Scalability: Designed to accommodate unlimited users, transactions, and accounts, MyBank ensures that businesses can seamlessly scale their operations as they grow, without worrying about system limitations.
  • Versatile Payment Integration: With support for over 20+ payment gateways, including cards, cryptocurrencies, and mobile money, MyBank enhances transaction flexibility and accessibility for users, catering to diverse payment preferences.
  • User-Centric Experience: The user dashboard features a range of functionalities, from deposit and withdrawal management to beneficiary and transaction oversight, ensuring users have a seamless and intuitive banking experience.
  • Robust Administrative Control: Administrators benefit from a powerful admin interface equipped with comprehensive management tools, reporting functionalities, and customization options, enabling efficient oversight and management of the digital banking platform.
  • Enhanced Security and Compliance: MyBank prioritizes data protection and regulatory compliance, incorporating GDPR policies, 2FA security, security captchas, and other essential security protocols to safeguard user data and ensure platform integrity.
  • Customizability and Flexibility: With easy documentation, regular updates, multi-language support, and customization options, MyBank offers a flexible and adaptable solution tailored to meet evolving market needs and user preferences.
  • Reliable Support and Maintenance: MyBank’s commitment to providing premium support ensures that users receive timely assistance, updates, and maintenance, fostering trust, reliability, and long-term satisfaction.
  • Accelerated Market Entry: With its ready-to-go solution and quick deployment capabilities, MyBank enables businesses to expedite their market entry, capitalize on emerging opportunities, and gain a competitive edge in the digital banking landscape.

How It Works #

Technical Specifications #

  • Framework: MyBank is developed using the PHP Laravel framework, known for its robustness, scalability, and versatility in building web applications.
  • Language: Built primarily using PHP, a widely-used server-side scripting language for web development.
  • Frontend: MyBank likely uses HTML, CSS, and JavaScript for its frontend development, ensuring a responsive and user-friendly interface across devices.
  • Database Management: While not explicitly mentioned, given the nature of banking applications, MyBank would presumably use a robust database management system, possibly MySQL or PostgreSQL, to handle vast amounts of user data, transactions, and other essential information securely.
  • Payment Gateway Integration: Supports integration with over 20+ payment gateways, suggesting the implementation of secure APIs and protocols to facilitate seamless and secure transaction processing across various payment methods, including cards, cryptocurrencies, and mobile money.
  • Security Protocols: Incorporates advanced security measures such as GDPR compliance, 2FA (Two-Factor Authentication), security captchas, and other essential security protocols to safeguard user data, transactions, and platform integrity.
  • Multi-language Support: Features multi-language support, indicating the implementation of localization and internationalization techniques to cater to a diverse user base across different regions and languages.
  • Customizability: Offers customization options, implying modular architecture and design principles that allow for easy customization, extension, and scalability based on specific business requirements and preferences.
  • Documentation and Updates: Provides easy documentation and regular updates, indicating a structured development approach with comprehensive documentation, version control, and update mechanisms to ensure transparency, reliability, and continuous improvement of the platform.
  • Support Mechanisms: Incorporates support features such as live chat, ticketing systems, and premium support, suggesting integration with communication APIs and platforms to facilitate efficient user support and query resolution.

Process Flow #

  • User Registration and Onboarding:
    • Users visit the MyBank website and initiate the registration process.
    • Users provide necessary details to create an account, including personal information, contact details, and security credentials.
    • Upon successful registration, users receive a verification email or SMS to authenticate their account.
  • User Dashboard Navigation:
    • Once logged in, users access the dashboard featuring a comprehensive menu with options such as Deposit Management, Withdraw Management, Loan Management, and more.
    • Users navigate through the dashboard to perform various banking activities, monitor transactions, manage beneficiaries, and access support features.
  • Financial Transactions and Management:
    • Users initiate deposit, withdrawal, fixed deposit (FDR), deposit pension scheme (DPS), and loan transactions through dedicated modules within the dashboard.
    • Users select specific options, enter transaction details, confirm transactions, and receive notifications upon successful completion.
  • Payment Gateway Integration:
    • Users leverage the integrated payment gateways to facilitate transactions using diverse payment methods, including cards, cryptocurrencies, and mobile money.
    • Users select preferred payment methods, enter payment details, authenticate transactions, and receive confirmation upon successful processing.
  • Security and Verification:
    • Throughout the process, users encounter security measures such as 2FA (Two-Factor Authentication), security captchas, and GDPR compliance checks to safeguard transactions and data.
    • Users receive notifications, verification prompts, and security alerts to authenticate actions, ensure compliance, and maintain platform integrity.
  • Administrative Oversight and Management:
    • Administrators access the powerful admin interface to manage users, oversee financial instruments, configure settings, integrate payment gateways, generate reports, and customize platform elements.
    • Administrators leverage comprehensive management tools, reporting functionalities, and customization options to maintain platform efficiency, security, and compliance.
  • Support and Maintenance:
    • Users and administrators utilize support features such as live chat, ticketing systems, and premium support mechanisms to seek assistance, report issues, and resolve queries.
    • MyBank’s commitment to providing reliable support ensures timely assistance, updates, maintenance, and continuous improvement of the platform.
  • Customization and Scalability:
    • Based on specific business requirements and preferences, users and administrators leverage customization options, documentation, regular updates, and multi-language support to adapt, extend, and scale the platform effectively.
    • MyBank’s flexible architecture and design principles facilitate seamless integration, customization, extension, and scalability to meet evolving market needs and user demands.

Deliverables #

Inclusions #

  1. Core Banking Modules:
    • Deposit Management: Facilitates users in managing their deposits.
    • Withdraw Management: Allows users to initiate and manage withdrawal requests.
    • Loan Management: Provides functionalities for users to apply for, manage, and track loans.
    • Fixed Deposit Receipt (FDR) System: Allows users to create and manage fixed deposits.
    • Deposit Pension Scheme (DPS): Offers functionalities related to deposit pension schemes.
  2. Payment Gateway Integration:
    • Support for 20+ Payment Gateways: Facilitates seamless transaction processing across various payment methods, including cards, cryptocurrencies, and mobile money.
  3. User Dashboard Features:
    • Comprehensive dashboard functionalities encompassing deposit history, withdrawal history, loan plans, transfer management, beneficiary management, security settings (2FA), transaction management, support ticket management, and more.
  4. Administrative Control Panel:
    • Manage Users: Facilitates comprehensive user management functionalities.
    • Financial Instrument Management: Oversight of loans, DPS, FDR, and other financial instruments.
    • Payment Gateways Management: Integration and management of diverse payment gateways.
    • Reporting Tools: Generates comprehensive reports for analysis and insights.
    • Customization Tools: Allows customization of templates, pages, sections, themes, and more.
  5. Security and Compliance Features:
    • GDPR Policy: Ensures compliance with GDPR regulations.
    • Two-Factor Authentication (2FA): Enhances security with two-factor authentication mechanisms.
    • Security Captcha: Implements security captchas to prevent malicious activities and ensure user verification.
  6. Support and Maintenance:
    • Premium Support: Offers premium support mechanisms, including live chat, ticketing systems, and dedicated support channels.
    • Documentation: Provides easy documentation, updates, and guides to assist users and administrators effectively.
  7. Customization and Scalability:
    • Custom CSS Management: Allows customization of platform appearance and styling.
    • Multi-language Support: Offers multi-language features to cater to a diverse user base across different regions and languages.
    • Extensions and Integrations: Provides capabilities for integrating extensions, plugins, and third-party services to enhance functionalities, features, and user experience.
  8. Additional Features:
    • Email Notification & Verification: Implements email notifications, verifications, and communication mechanisms.
    • SMS Notification & Verification: Facilitates SMS notifications, verifications, and communication channels.
    • Privacy & Terms of Service (TOS): Ensures user privacy and sets clear terms of service for platform usage.

App Functions #

For Users:

  1. Account Management:
    • Profile Management: Users can create, view, and edit their profiles.
    • Password Management: Allows users to change or reset their passwords.
    • 2FA Security Management: Enables users to set up and manage two-factor authentication for enhanced security.
  2. Financial Transactions:
    • Deposit Management: Users can deposit funds into their accounts.
    • Withdrawal Management: Users can initiate and track withdrawal requests.
    • FDR (Fixed Deposit Receipt) Management: Allows users to open and manage fixed deposit accounts.
    • DPS (Deposit Pension Scheme) Management: Users can enroll, manage, and monitor pension schemes.
    • Loan Management: Facilitates users in applying for, managing, and tracking loans.
    • Transfer Management: Users can transfer funds between accounts, to other banks, or to beneficiaries.
  3. Notification and Verification:
    • Email Notification & Verification: Users receive email notifications and verification prompts for account activities and transactions.
    • SMS Notification & Verification: Users get SMS notifications and verifications for enhanced security and communication.
  4. Support and Assistance:
    • Support Tickets Management: Users can raise support tickets, report issues, and seek assistance.
    • Live Chat: Provides real-time chat support for immediate assistance and queries.
    • FAQ Section: Offers a frequently asked questions section to address common user queries and concerns.
  5. Security and Privacy:
    • GDPR Policy: Ensures users’ data privacy and compliance with GDPR regulations.
    • Security Captcha: Implements security captchas to prevent unauthorized access and malicious activities.

For Administrators:

  1. User and Account Management:
    • Manage Users: Administrators can oversee, manage, and administer user accounts.
    • Financial Instrument Management: Administrators have control over loans, DPS, FDR, and other financial instruments.
  2. Transaction Oversight:
    • Payment Gateways Management: Administrators can integrate, manage, and oversee various payment gateways.
    • Transfer Management: Facilitates administrators in monitoring and managing fund transfers, beneficiary lists, and transaction histories.
  3. Reporting and Analytics:
    • Generate Reports: Provides tools for administrators to generate comprehensive reports, analytics, and insights.
  4. Customization and Configuration:
    • Customize Platform: Administrators can customize templates, pages, themes, and configurations.
    • Manage Extensions: Allows administrators to integrate, manage, and oversee extensions, plugins, and third-party services.
  5. Security and Compliance:
    • Implement Security Protocols: Administrators ensure platform security, compliance with regulations, and data protection measures.
    • Manage Support: Administrators oversee support mechanisms, ticketing systems, and user assistance channels.

Support #

Support Options #

Support channels offered

Whatsapp Chat Support:
Whatsapp is a popular messaging app that many people use to communicate with friends and family. We offer support through Whatsapp chat, which allows customers to quickly and easily ask questions or report issues. This channel is particularly useful for customers who prefer to communicate through messaging and prefer to avoid making phone calls. Whatsapp chat support can also be used for providing step-by-step guidance, sharing images or screenshots to help troubleshoot issues, or to provide quick updates.

CRM & Tickets:
We use CRM (Customer Relationship Management) software to manage customer interactions and track support requests. When a customer submits a support request through a ticketing system, it is assigned a unique ticket number that helps us track the issue from start to finish. This allows the company to respond quickly to customer inquiries, prioritize issues based on urgency or importance, and ensure that each request is handled efficiently.

Email is a traditional communication channel that many companies use to provide customer support. Customers can send an email to us with their inquiry or issue, and the company will respond via email. Email support is useful for customers who prefer a more detailed explanation of their issue, and who want to keep a written record of their interaction with the company. Email support also allows customers to attach screenshots or other files that can help explain their issue in more detail.

In summary, Our Company offers a range of support channels to ensure that customers can get the assistance they need in the most convenient way possible. Each channel has its own benefits, and customers can choose the channel that works best for them.

FAQs #

What is MyBank?

MyBank is a professional digital banking solution developed using PHP Laravel, designed for individuals and businesses looking to establish their digital banking platform.

What functionalities does MyBank offer?

MyBank offers a range of functionalities including deposit management, withdrawal management, FDR, DPS, loans system, transfer management, beneficiary management, multi-language support, and more.

Is MyBank customizable according to specific business needs?

Yes, MyBank offers customization options, allowing businesses to tailor the platform according to their specific requirements, including custom CSS, templates, pages, themes, and configurations.

What payment methods does MyBank support?

MyBank supports integration with over 20+ payment gateways, including cards, cryptocurrencies, and mobile money, facilitating seamless transaction processing and flexibility for users.

Is MyBank compliant with GDPR regulations?

Yes, MyBank ensures compliance with GDPR policies, implementing data protection measures, security protocols, and privacy settings to safeguard user data and ensure regulatory compliance.

What support and assistance does MyBank provide?

MyBank offers premium support mechanisms including live chat, ticketing systems, dedicated support channels, documentation, updates, and assistance to address user queries, issues, and requirements effectively.

How scalable is MyBank?

MyBank is designed to be scalable, accommodating unlimited users, transactions, accounts, and configurations, ensuring businesses can expand and grow without system limitations.

What security features does MyBank offer?

MyBank incorporates advanced security features including 2FA (Two-Factor Authentication), security captchas, GDPR compliance, encryption protocols, and other essential security measures to protect user data, transactions, and platform integrity.

Is there a demo or trial version available for MyBank?

It would be beneficial to check with the MyBank providers or official website for information regarding demo versions, trial periods, or test environments available for potential users to explore and evaluate the platform’s functionalities and features.

How quickly can I set up MyBank for my business?

MyBank offers a ready-to-go solution, facilitating quick and easy setup for businesses, enabling them to launch their digital banking platform efficiently and expedite their market entry.

Conclusion #

Summary #

MyBank emerges as a comprehensive digital banking solution crafted on the robust PHP Laravel framework, tailored to meet the evolving needs of individuals and businesses keen on establishing a dynamic online banking platform. Designed with an extensive array of functionalities, MyBank offers users a seamless experience encompassing deposit management, withdrawal facilities, fixed deposit schemes, pension schemes, loan systems, and diverse payment gateway integrations, including cards, cryptocurrencies, and mobile money. With its user-centric dashboard features, administrators benefit from a powerful control panel equipped with comprehensive management tools, ensuring efficient oversight of financial instruments, payment gateways, user accounts, and customization options to align with specific business requirements.

Furthermore, MyBank underscores its commitment to security, compliance, and user privacy by incorporating advanced security measures such as 2FA authentication, GDPR policy adherence, security captchas, and robust encryption protocols. The platform’s scalability ensures businesses can expand seamlessly, accommodating unlimited users, transactions, and configurations, while its readiness for deployment facilitates quick setup, enabling businesses to expedite their digital banking initiatives efficiently. Additionally, MyBank’s dedication to user support, customization, updates, and multi-language support positions it as a preferred choice for those seeking a reliable, customizable, and scalable digital banking solution to navigate the complexities of the modern banking landscape.

Glossary #



Digital Banking



Fixed Deposit Receipt (FDR)

Deposit Pension Scheme (DPS)

Loan Management

Payment Gateway


Mobile Money

User Dashboard

2FA (Two-Factor Authentication)


Security Captcha






User Profile

Admin Interface

Support Ticket

Multi-language Support




Report Generation



Important #

How to Use #

We will provide you with complete walkthrough over the shared screen call and explain all features in detail and make a video record of the same.

Confirm before you change
Please confirm with our team before you decide to make any vital changes to the system.

Never change configs
Please avoid changing any configurations or API settings into the system, it’s important to keep the integrity of the system.

Please make backups of the system using internal backups from admin or from cpanel to ensure no data loss.

Feel free to ask
We are your Technology Partners, feel free to ask questions and we would love to help.

We do complete rebranding for your with your logo, app icons and color schemes. If we missed something let us know.


Please don’t add or remove files from server or modify fields in database without discussion or any deep knowledge. Tampering the product will lead into termination of Tech Support.

Tech Support #

We offer 60 Days of Tech Support from the date of deployment and we offer it through all our support channels. This is included with the purchase of the solution.

Scope Of Tech Support #

For the complimentary 60 Days of tech support, we help you fix any bugs or configure any services which you are unable to do. This doesn’t include backups, or customizations or server management. If you need any of those, please talk to us for our Annual Maintenance Packages.

License #

Each solutions comes with one domain license only and we do the free deploy and install for the same. This is non-transferable and we are not responsible for migration of server or domain, unless agreed for extra cost.

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